applicants

Credit Analyst £40k with German language skills - 5 years exp

POSITION: European Underwriter
DEPARTMENT: European Credit
SUPERVISOR: European Underwriting Manager
LOCATION: Oxford
EXEMPTION STATUS: Professional
MIN EXPERIENCE: 2 years Underwriting or 1 year as an HDFSE Analyst
MIN EDUCATION: Good academic background

POSITION SUMMARY

• To promote, support and maximise profitable sales through the implementation and maintenance of an effective European credit risk assessment function, thereby optimising the asset base in line with profit and cash flow objectives.

Acknowledging the specific differences in accounting approach across four different European environments, prepare credit line reviews.

PRIMARY RESPONSIBILITIES

• Wholesale underwriting to evaluate credit proposals and establishing credit facilities, which support commercial objectives and promote profitable sales, whilst ensuring acceptable level of reward against risks taken.
• Prepare credit line reviews
• Monitor procedures to reduce risk exposure
• Make judgement recommendations on dealer credit lines
• Spread and analyse financial statements to determine trend analysis and risk assessment
• Develop strong relations with dealers

JOB REQUIREMENTS

Experience/Knowledge/Other Skills

• Must have the ability to operate in a Pan European environment
• Minimum 1 years experience in Credit Underwriting
• Proactive and enthusiastic approach
• Awareness of automotive market
• Good oral and written communication skills
• Business acumen.
   

Competencies
Group Level:

• Communication
• Customer Focus
• Job Knowledge
• Quality/Continuous Improvement
• Teamwork
• Problem Solving/ Analysis
   

 REPORTING RELATIONSHIP
 

• European Credit Director
• European Underwriting Manager
• Retail team
• Dealer Financing team

 External:
 

• Franchise Network
• Dealer Development Managers
• District Managers
   

This description is intended to explain the general nature and level of work being performed. It is not intended to be an exhaustive list of all the responsibilities, duties and skills required for this position.